The Bottom Line : Lower Fees
Personal Index Fund Fee Comparison
| Asset Mix |
BALANCED INDEX FUND 1 |
PŮR PERSONAL INDEX (Core) FUND |
40% : Canadian Equities
10% : US Equities
10% : International Equities
40% : Canadian Bonds |
0.86% /annum
0.80% /annum
0.98% /annum
0.80% /annum |
0.45%/annum
"
"
" |
| MERs * |
0.84% /annum |
0.20% /annum |
| Total Cost |
0.84% /annum |
0.65% /annum |
| COST FOR A $100,000 PORTFOLIO |
$ 840 / annum |
$ 650 /annum |
PŮR's Personal Index Fund (i.e., Core portfolio) includes automatic rebalancing and is 26% less expensive than a diversified portfolio of bank-sponsored (“low cost”) index funds.
1 Weighted-average of Canadian Banks' Index Mutual Funds, September 30, 2007 - Globefund.com
* Management Expense Ratio
Balanced Portfolio Fee Comparison
| CANADIAN EQUITY BALANCED FUND |
MEDIAN BALANCED
MUTUAL FUND 2 |
PŮR WEB WRAP |
| Balanced Fund |
2.67% /annum |
0.95% /annum |
| MER |
2.67% /annum |
0.20% /annum |
| TOTAL Cost |
2.67% /annum |
1.15% /annum |
| COST FOR A $100,000 PORTFOLIO |
$ 2,670 /annum |
$ 1,150 /annum |
PŮR's customized Web Wrap includes automatic dynamic rebalancing, a tactical component and is 57% less expensive than the median balanced fund.
2 Median Balanced Mutual Fund as at September 30, 2007 - Globefund.com
All Equity Portfolio Fee Comparison
| Asset Mix |
MEDIAN BALANCED
MUTUAL FUND 3 |
PŮR WEB WRAP |
50% : Canadian Equities
25% : US Equities
25% : International Equities |
2.48% /annum
2.70% /annum
2.67% /annum |
0.95% /annum
"
" |
| MER |
2.57% /annum |
0.20% /annum |
| TOTAL Cost |
2.58% /annum |
1.15% /annum |
| COST FOR A $100,000 PORTFOLIO |
$ 2,580 /annum |
$ 1,150 /annum |
PŮR's customized Web Wrap includes automatic dynamic rebalancing, a tactical component and is 55% less expensive than the median all equity fund.
3 Median Balanced Equity Mutual Funds as at September 30, 2007 - Globefund.com
