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INTRODUCING . . . IOU-lia !
PŮR has developed a tool to give investors some perspective on basic investment choices.
Traditional approaches focus on assets only. The most significant asset for most people is their home. PŮR is developing a way to view a home as a component of an investor’s overall balance sheet.
Many home owners have a mortgage. This is a large liability that should be considered when assessing overall financial health.
Choosing whether to pay down or increase a mortgage or investment portfolio is a complicated question that depends upon many factors (age, income, tax status, other assets, expected income, liabilities and expected changes in cash flow to name a few).
We decided to simplify it.
Looking at liabilities and assets all at once isn’t easy but it could be helpful. So IOULIA was born:
Let's visit IOU-lia© . . .
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Analysis presented here is for information purposes only and is not to be considered as advice or a recommendation. Real estate and investment prices fluctuate and many factors involved in these decisions aren’t considered here. PŮR recommends that you consult your accountant or financial advisor when making any important financial decision.
“Expected Returns”, “Worst One Year Returns”, and “Your Target Allocation” are based on historical data that may not be repeated in the future.
PŮR has chosen to demonstrate iouLIA using UK data initially. If there is enough interest, U.S. and Canadian real estate data will be incorporated.
Other investment choices exist (like ISAs, IRAs, and RRSPs). Please let is know if you think these or any other choices would be useful additions to the analysis for you at info@purinvesting.com.
IOUlia©2007 - All rights reserved.
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